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O & E Report
Ownership & Encumbrance Reports
An O&E Property Report, also known as a Title Search, Property Search, or Current Owner Search, provides essential information on the current deed holder, open mortgages, judgments, liens, UCC filings, and current and delinquent taxes. This comprehensive report combines multiple searches to offer a clear picture of the property’s status.
Our O&E Property Report includes:
Deed Search
We search from the prior owner forward, showing all deeds in the chain of title, ensuring we go back to a solid vesting deed and not stopping at a quitclaim deed.
Mortgage Search
We detail all open mortgages encumbering the property from both prior and current owners, including their assignments, modifications, and related documents.
Judgment Search
We conduct a 20-year name search on all names in the chain of title, listing all unreleased judgments and liens attaching to the property.
Lien Search
We meticulously search for Federal, State, and County Tax Liens, Code Enforcement Liens, Municipal and Special Assessment Liens, and Home Owner Association (HOA) Liens, as these transfer to the next owner.
UCC Search
Our Financing Statement Search reveals UCC filings that evidence a lender’s security interest in the owner’s personal property.
Tax Search
We provide both current and delinquent tax information, ensuring you are fully informed about the property’s tax status.
Call our office today to order your Ownership and Encumbrance Report and gain a comprehensive understanding of your property’s current status.
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